Filing a Claim for Classic Car Insurance (Part 2)
Posted by Steve White on Dec 25, 2009
To file for a claim, you have to contact your classic car insurance company and inform them that an accident has happened. You need to produce a written statement that provides a detailed account of the accident. The statement must include information such as the time, place, and date of the accident, as well as your personal information and the names and contact details of the other driver and the witnesses. You will also be required to submit a copy of police report.
It is important that you keep a record of all the expenses and losses that were incurred due to the accident. You should gather all the receipts of these expenses as well. If you have received treatment for injuries at a hospital, make copies of medical records related to the treatment. If the accident has caused you to miss work, you should get copies of documents that provide evidence of loss wages.
After the claim is filed, an adjuster will inspect your classic car and calculate how much it will cost to repair the car. You will not be able to claim compensation for repairs if the total cost of repair exceeds the actual value of your classic car. If you do not wish to accept the estimate given by the adjuster, you can try to get another estimate from an auto mechanic.
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